Sample issue

Dec 15 for a Jan 1 plan, a pillow and a sterilizer recalled

Friday, Nov 6. 2 recalls. 0 dates. 0 car seats. 4 minutes.

A nursing pillow from Amazon, a bottle sterilizer, and a Tuesday in December. The pillow is X-VESOLJE's, no label, so the Amazon order is the test. The sterilizer is Baby Brezza's SuperFast, item number underneath. The Tuesday is Dec 15.

Due Soon

15DEC
TUE
Last day for a HealthCare.gov plan starting Jan 1. A birth gets its own 60 days.

HealthCare.gov Open Enrollment. A plan picked by Dec 15, first premium paid, starts Jan 1. This week's step: preview plans and prices. Some states run their own Marketplace: find yours. Dates and the application. The birth window.

A blue ceramic piggy bank with wide eyes on a rough stone ledge

A piggy bank that has just reached the fine print, by the look of it.

Photo: Dietmar Rabich / Wikimedia Commons / "Münster, Domplatz, Sparschwein -- 2022 -- 0863" / CC BY-SA 4.0, resized

Coming up
Thu Dec 31, 2026.A baby born any day in 2026 can count for the 2026 return (IRS Pub. 501). Child Tax Credit: up to $2,200 per qualifying child, Schedule 8812, Social Security number issued before the return's due date. IRS, Child Tax Credit.
Fri Jan 1, 2027.2027 HSA limits: $9,000 family, $4,500 self-only (IRS Rev. Proc. 2026-24). The revenue procedure, PDF.
Fri Jan 15, 2027.Open Enrollment ends; a plan picked Dec 16 to Jan 15 starts Feb 1. Same dates page.

Standing line, no date. Form 4547 elects the $1,000 Trump Account pilot program contribution for a US-citizen child with a valid Social Security number, born Jan. 1, 2025 to Dec. 31, 2028. The IRS: "You must elect the $1,000 contribution for your child, even if Treasury automatically opened the account." It "can be filed at any time, including at the same time as the income tax return is filed". irs.gov/trumpaccounts.

Standing line, counted from the birth. Employer plan: at least 30 days after the birth to add the baby. The plan's papers name the last day, and it can be later. HealthCare.gov: apply within 60 days after the birth.

One state: Massachusetts. A child born or adopted there can get a $50 deposit from the state Treasury in a U.Fund, through BabySteps, if the account opens within one year. MEFA's U.Fund page.

Money news, Oct 30 to Nov 5. No IRS, HealthCare.gov or state page read this week moved a figure a new parent uses.

General information from HealthCare.gov, IRS and state pages, not tax, insurance or legal advice. Rules depend on your situation: check the linked page or a tax professional.

This week's recalls

CPSC posted 12 recalls on Thursday, Nov 5. Two are gear a baby under one uses.

Nursing pillows

X-VESOLJE nursing pillows in three prints, leaves, feathers and puzzle pieces, model NP001, recalled Nov 5, 2026

Photo: CPSC recall 27-071

X-VESOLJE nursing pillows (Shenzhen Yiyi Jiajia Trading Co., Ltd., doing business as Kikea Store; made in China). C-shaped, in white with leaves, dark brown with multicolored feathers, or multicolored puzzle pieces.

How to tell: no label. CPSC says the pillow carries no markings, so the check is the shape, the pattern and the Amazon order.

Sold: about 19,596, Amazon.com only, April 2025 through June 2026, $24 to $34.

Why: CPSC says they violate mandatory nursing pillow safety standards; the hazard CPSC lists is suffocation.

What you get back: a full refund. CPSC says: "Consumers should stop using the recalled nursing pillows immediately and contact Kikea Store for a full refund." Email Kikea Store at zsally929@gmail.com, the only contact CPSC gives. Once it confirms the pillow, cut it in half, email a photo to the same address and dispose of it.

Source: CPSC. CPSC's recall page.

Bottle sterilizer dryers

Baby Brezza SuperFast Sterilizer Dryer with a smoky cover, models BRZ0083 and BRZ0156, recalled Nov 5, 2026

Photo: CPSC recall 27-072

Baby Brezza SuperFast Sterilizer Dryers (Baby Brezza Enterprises LLC, Newark, New Jersey; made in China). A countertop unit that sterilizes and dries bottles, breast pump parts and accessories.

How to tell: ITEM # BRZ0083, BRZ0154 or BRZ0156 on the label under the unit.

Baby Brezza SuperFast Sterilizer Dryer label showing item number BRZ0083, recalled Nov 5, 2026

Photo: CPSC recall 27-072

Sold: about 29,000, TJ Maxx and Marshalls stores, and online: babybrezza.com, target.com, babylist.com, January 2024 through October 2026, $160 to $180.

Why: CPSC says the units can overheat when plugged in and running; the hazard CPSC lists is a burn if the surface is handled.

What you get back: a free replacement sterilizer dryer, shipped at no cost. CPSC says: "Consumers should stop using the recalled sterilizer dryers immediately". Baby Brezza's order: register with a photo of the label, wait for its email with a return authorization number, and destroy the unit once it confirms.

Source: CPSC. CPSC's recall page. Baby Brezza's recall page.

Car seats: no child seat recall in NHTSA's file, which runs through Nov 3.

Formula, baby food and infant medicine: nothing this week for a baby under one (no infant item on FDA's list Oct 30 to Nov 5).

One toddler item, not counted above: Once Upon a Farm recalled all its Tractor Wheels Organic Toddler Soft-Baked Bars, reason given "Potential choking hazard", FDA posted Nov 2. Some went into its online Baby & Toddler sampler packs. The notice.

Source: company announcement posted by FDA, Nov 2, 2026.

No Remedy Offered

Nothing this week. CPSC's 2 warnings of Nov 5 (multipurpose lighters, power banks) are not first-year gear.

Search Your Orders

Type nursing pillow, then vesolje, into your Amazon order history. Type sterilizer, then Brezza, for an online buy. A TJ Maxx or Marshalls buy is in no order history; there the label under the unit is the check, and Baby Brezza says no receipt is needed.

That's the recalls. Now, prices.

The Price Tag

Knitted and lace baby clothes on small hangers in a white cupboard, with a cream plush rabbit below

Knits and lace on tiny hangers, and a rabbit on the floor that did not get a hanger.

Photo: Tobias ToMar Maier, CC0, via Wikimedia Commons

September against last September, with no reason attached: infants' and toddlers' clothing down 1.3%, baby food and formula down 1.0%, everything together up 3.7%, toys up 6.6%. The table.

Source: U.S. Bureau of Labor Statistics, Consumer Price Index, September 2026, retrieved Nov 5, 2026. BLS.gov cannot vouch for the data or analyses derived from these data after the data have been retrieved from BLS.gov.

Free car seat checks

An empty gravel road curving through yellow and orange autumn trees and dark green pines

A gravel road curving through yellow and orange trees.

Photo: Nicholas A. Tonelli, CC BY 2.0, via Wikimedia Commons

15 car seat checkups in 11 states, Sat Nov 7 to Thu Nov 12; some need pre-registration or an appointment. Safe Kids says its coalitions put on more than 8,000 free inspection events: events.safekids.org/safety-events (Safe Kids Worldwide events).

The Line

A birth opens its own 60-day window for a HealthCare.gov plan, so a new baby is not tied to the Dec 15 date.

See you Friday.

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